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POSITION SUMMARY

The Junior Underwriter will support  the underwriting & pricing of Fully-Insured Large Group in-force (renewal) & prospective (new business) employer groups, composing rate analyses, communicating pricing decisions with Sales, maintaining the underwriting pricing log & related management reporting tools, and related accounting or other financial tasks as needed.   

DESCRIPTION

• With guidance from the Senior Underwriter, apply fundamental Underwriting & Pricing principles to review Large Group insurance cases , assess losses & risk and make premium recommendations to ensure rate sufficiency.
• Present fully-insured pricing recommendations to the Senior Underwriter for review, guidance, and ultimate presentation to the Underwriting Committee for approval and release to Sales.
• Prepare professional and intelligible exhibits illustrating expected claim liability and premium rate calculations, for both internal and external audience, as necessary.
• Support monitoring the company’s financial performance across the Large Group book of business using the monthly loss reports & similar tools.
• Support the Product Development team in designing an attractive and competitive portfolio of plan offerings.
• Maintain and enforce Underwriting policies, procedures, and guidelines.
• Update pricing, valuation, and forecasting models, as directed.
• Support onboarding of ASO clients.
• Other accounting or financial analyses or tasks as needed.

** KEY COMPETENCIES**

People within Community Health Options are expected to work with integrity, humility, strategic vision, curiosity, and discipline. They must be self-motivated, highly effective, and compassionate communicators, effectively working with people, work processes, and actively engaging in continuous process improvement.

Health Option diversity initiatives are applicable—but not limited—to our practices and policies on recruitment and selection; compensation and benefits; professional development, and training; promotions; transfers; social and recreational programs, and the ongoing development of a work environment built upon the premise of diversity equity, which encourages and enforces:

• Respectful communication and cooperation between all employees.
• Teamwork and employee participation, permitting the representation of all groups and employee perspectives.
• Work/life balance through flexible work schedules to accommodate employees’ varying needs.
• Employer and employee contributions to the communities we serve to promote a greater understanding and respect for the diversity.